Our Process
Before we manage your portfolio, we go through a careful process of identifying what you want to achieve. This process includes:
- Identifying Objectives - We begin by developing an investment policy statement identifying your financial and non-financial goals. Factors that drive the investment policy statement include return objectives; risk tolerances; liquidity needs; and careful consideration of tax, estate and legal issues.
- Developing an Asset Allocation Strategy - Effective asset allocation reduces risk and volatility by integrating asset classes that have a low correlation with one another. Using our capital market assumptions, we develop an asset allocation strategy to build a portfolio that addresses your specific investment goals and risk tolerances.
- Implementing the Asset Allocation Strategy - Cedar Hill specialists work as a team to formulate investment selections. When implementing your investment plan, diversification is paramount. To achieve optimum diversification, we may select common stocks, bonds, and, for qualified clients, a variety of alternative asset classes such as investment partnerships, private equity, fund of funds and more.
- Monitoring, Evaluating, Reporting - Cedar Hill continually monitors your portfolio to ensure that it is consistent with the investment policy criteria and goals we agreed on. We employ active investment management strategies by adjusting your portfolio to reflect changes in the economy and financial markets. We continuously evaluate investments in your portfolio by using appropriate benchmarks to measure performance or affirm that we are meeting your objectives. Quarterly reports detail your investment activity. In addition, we schedule periodic personal meetings to discuss your portfolio.
Our clients receive:
- Quarterly Investment Reviews
- Annual Reports
- Specific Investment and Fund Letters
- Personal Investment Reviews